Overview

The Punjab Government Servants Housing Foundation allows transfer of houses, plots, and commercial units under specific conditions as defined in the PGSHF Rules, 2013. The allottee can transfer house/plot after three months of taking possession. The Foundation has launched an e-Transfer Management System (etms.pgshf.gop.pk) to streamline the transfer process for timely issuance of NOCs and Transfer Letters.

e-Transfer Management System Features

• Online application submission
• Document upload facility
• Fee payment through online banking/challan
• Real-time application tracking
• Email notifications
• Download NOC and Transfer Letter online
• Online appointment scheduling for statement and biometric recording / verification

Transfer of plot/house - Issuance of NOC

Member who is owner and has taken possession of his house/plot, can transfer ownership. This requires issuance of NOC and Transfer Letter from the Foundation. To obtain the NOC, the purchaser / seller is required to submit online application through e-Transfer Management System (etms.pgshf.gop.pk).

Eligibility to Apply

• Any person who is an owner of a house or plot as per the record of Punjab Government Servants Housing Foundation can apply through the online portal for the transfer of ownership to another person.
• Trasfer of ownership after completing a minimum retention period of three months, except to a person who is or has in the service of Pakistan.
• The house/plot should not be involved in any form of litigation or court dispute.
• Property transfer will be subject to the Punjab Government Servants Housing Foundation Act and rules framed thereunder.

Procedure - Online Application (e-Transfer Management System)

1. Visit the e-Transfer Management System at etms.pgshf.gop.pk
2. Register/login with your credentials
3. Generate Challan Form for payment of fees / dues [NOC Fee, Transfer Fee, Excess Area Charges(if any), PRA Tax (if any)]
4. Fill the online NOC application form
5. Select desired office for Statement and Biometrice recording (Head Office or any Project Office of PGSHF)
6. Upload scanned copies of all required documents
7. Submit the application and note the tracking number
8. Facts contrary to reality will be liable to legal action
9. Call seller and purchaser for statements and Biometric recording at the selected office of PGSHF (Head Office or Project Office)
10. Communication of Date & Time of statements and Biometric recording via e-Transfer Management System
11. Verification of documents and fees/dues
12. Approval by competent authority
13. Issuance of NOC
14. NOC is sent to the seller, purchaser and concerned Sub-Registrar through post and its scanned copy is made available at e-Transfer Management System for information of the applicant.

Required Documents - Scanned

1. NOC Application Form
2. Allotment letter, possession letter, physical possession (in case of member transfer).
3. Transfer deed of the seller, NOC and Transfer Letter issued by the PGSHF (in case of non-member transfer)
4. Dues Clearance certificate from the relevant project office.
5. Two stamp papers worth 300 rupees each - one from the seller and the second from the purchaser
6. CNIC of seller and purchaser.
7. Paid challan of Transfer Fee, NOC Processing Fee, etc. (Generated from e-Transfer Management System).
8. Customer Risk Assessment Form by the purchaser
9. Latest FBR return of the purchaser
10. Bank Statement of the purchaser
11. Customer Due Diligence Form by the purchaser

Issuance of Transfer Letter

After registration of sale / gift deed, purchaser is required to submit online application for transfer of title of house/plot in the record of the Foundation i.e. issuance of Tranfer Letter in his/her favour.

Procedure

1. Visit the e-Transfer Management System at etms.pgshf.gop.pk
2. Register/login with your credentials
3. Fill the online Form for Transfer Letter
4. Upload scanned copies of all required documents
5. Approval of competent authority
6. Updation of ownership in PGSHF database
7. Issuance of Transfer Letter in favour of purchaser

Required Documents - Scanned

1. CNIC of purchaser
2. Attested copy of registered sale deed
3. Undertaking/Affidavit to be given by the purchaser on Stamp Paper of Rupees 300 value

Transfer Fee Structure

Description	Per Marla Fee (Rs.)	5-Marla	7-Marla	10-Marla	1-Kanal
NOC Fee	-	5,000	5,000	5,000	5,000
Transfer to legal heirs (at the demise as a member)	Nil	Nil	Nil	Nil	Nil
Transfer during lifetime to legal heirs	1,000	5,000	7,000	10,000	20,000
Transfer to 3rd party through sale (each transaction)	3,000	15,000	21,000	30,000	60,000
Transfer of commercial Property	20,000	100,000	140,000	200,000	400,000

Important Notes

• Transfer without PGSHF NOC is strictly prohibited and may result in cancellation of allotment
• Both parties must personally appear for statement and biometric recording / verification (or authorized representative with power of attorney)
• Transfer of property obtained on Benami basis is a criminal offense
• Members must comply with all applicable taxes and stamp duties
• After transfer, the transferee assumes all rights and obligations of the original member
• No transfer is allowed if the property is under litigation or mortgaged
• Transfer of partial share is not permitted; only full transfer is allowed

Related Documents

• SOP for transfer of housing units
• Risk Assessment Procedures and Policies
• NOC Appliation Form
• Affidavit by Seller (specimen)
• Affidavit by Purchaser (specimen)
• Customer Due Dilligence Form (Individual)
• Customer Risk Assessment Form
• Ehanced Measures for Politically Exposed Persons

Contact for Transfer Queries

Director (Estate & Land): Mr. Asif Rehman
Phone: 042-99205791
Office Hours: Monday to Friday, 9:00 AM to 5:00 PM